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No application fee.
It's safe to direct deposit your tax refund or paycheck to the card: funds are FDIC-insured5 and the card has Visa® Zero Liability Protection.6
Cut your tax refund wait time in half!3
Pay-As-You-Go or enjoy a low monthly rate. The choice is yours!Show all the plans and fees
1 The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth and other that will allow us to indentify you. You may also be asked to provide documentation and proof of identification.
2 Promotional offer. Standard check-cashing fee(s) apply when cashing for the reload. This offer is only valid for ACE Elite Prepaid Card Cardholders at your local ACE Cash Express store and does not apply to cards activated prior to October 1, 2011. This offer is systematically tracked by ACE Cash Express and expires 30 calendar days from the date card is successfully activated.
3 The quickest way to have your return processed and your refund issued is to file electronically. Your wait time will be cut in half. Source: https://sa1.www4.irs.gov/irfof/lang/en/irfofonlinehelp.jsp. Claim is based off an applicant e-filing their return and receiving tax disbursements via direct deposit.
4 NetSpend does not assess a fee for this service. Transactions fees, terms, and conditions are associated with the use of the card. See Cardholder Agreement ("Agreement") for details.
5 Funds are FDIC-insured up to the current coverage limit upon registration of card that occurs when cardholder's identity is verified.
6 Visa Zero Liability policy covers U.S. - issued cards only and does not apply to ATM transactions, PIN transactions not processed by VISA, or certain commercial transactions. Cardholders must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security".
7 For details about this limit and other affecting the use of the Card Account, see the "Limitations on dollar amounts of transfer" paragraph in the "Using Your Card and Virtual Account/Limitations" section of your Cardholder Agreement.
The ACE Elite Visa Prepaid Debit Card is issued by MetaBank™, Member FDIC, pursuant to a license from Visa U.S.A. Inc. The ACE Elite Prepaid Debit MasterCard is issued by MetaBank™, Member FDIC, pursuant to license by MasterCard International Incorporated. NetSpend is an authorized Independent Sales Organization of MetaBank™. Use of Card Account is subject to ID verification and funds availability. Fees, terms, and conditions are associated with the use and reloading of the Card Account. See Cardholder Agreement and the online Account Center for details.
All trademarks and service marks are the property of their respective owners.
© 2014 NetSpend Corporation.
ACE Cash Express Inc. is a leading retailer of financial services, including payday loans, consumer loans, check cashing, bill payment and prepaid debit card services. ACE is the largest owner and operator of check cashing stores in the United States and the second largest owner and operator of short-term consumer loan stores in the United States.