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No application fee.
It's safe4 to direct deposit your tax refund or paycheck to the card: funds are FDIC-insured5 and the card has Visa Zero Liability Protection.6
Cut your tax refund wait time in half!2
Pay-As-You-Go or enjoy a low monthly rate. The choice is yours!Show all the plans and fees
1 IMPORTANT INFORMATION FOR OPENING A NEW CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third parties to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, street address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver's license or other identifying documents. In accordance with federal regulations, until it is activated and registered, a prepaid card is subject to initial load limitations, may not be used for ATM use, international transactions or account-to-account transfers, or be reloaded. Residents of the State of Vermont are ineligible to open a Card Account.
2 Tax refund timing is based on IRS estimate. For up-to-date information from the IRS, visit www.irs.gov/. State tax refund times vary.
3 No fee for direct deposit services, but there may be a cost when reloading card at retail locations or via bank fund transfer. See your Cardholder Agreement or online Account Center for details.
4 To minimize losses, Cardholder must notify NetSpend promptly of any loss of the card or compromise of the Card Account. Other terms apply. See the Cardholder Agreement for details.
5 Upon successful activation and registration of the Card Account, funds on deposit at MetaBank®, Member FDIC, are insured up to the standard maximum deposit insurance limit. Coverage limit is subject to aggregation of all of Cardholder's funds held on deposit at MetaBank.
6 The Visa Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.
7 For details about the limits affecting the use of your ACE Elite Prepaid Debit Card Account, see the "Limitations on dollar amounts of transfers" paragraph in the "Using Your Card and Virtual Account/Limitations" section of the Cardholder Agreement.
*ACE Cash Express and NetSpend donate a percentage of every purchase transaction made with Pink ACE Elite Visa Prepaid Debit Cards (up to $350,000 per year) to the National Breast Cancer Foundation, a 501(c)(3) organization.
The ACE Elite Visa Prepaid Debit Card is issued by MetaBank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. NetSpend, a TSYS® Company, is an authorized Independent Sales Organization of MetaBank. This card may be used everywhere Visa debit cards are accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to funds availability and ID verification. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.
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